Finding the perfect property can
be a stressful and drawn out process, it’s not always as simple as looking at
some pretty pictures on realestate.com.au or Domain!
Once you’ve found your dream
home, it’s important that you don’t let it slip away. Urban Home Loans has
developed a streamlined process to ensure we provide fast home loans to all of our clients.
Our Process:
1. The
first step is to close realestate.com.au, pick up your phone, and speak with
one of our mortgage brokers. If you like a property, chances are someone else
likes it too, therefore you need to be able to put your best offer forward when
a house has hot competition.
2. The
second step is for our home loan experts to secure “pre-approved” finance with
a lender that suits your individual needs. By having pre-approved finance, you
can tell the Real Estate Agent that you’re good for the money and rearing to
go. Straight away this will put you on top of everyone but cash buyers.
3. The
third step is to secure an unconditional offer of finance from the lender we
have recommended. Since you are already preapproved, the only condition between
you and your future home is whether or not the lender thinks the house is worth
what you are paying for it.
We will order a
professional valuation at no cost to you to ensure that the house is worth what
you are paying for it and to fulfill the lender’s condition.
Once we have
secured an unconditional offer of finance for you, your lawyer will arrange settlement
of the property and then the house is all yours – congratulations!
At every step of the process your
Urban Home Loans mortgage broker will handle all of the paperwork, all of the
communication with the lender and valuer, all the while keeping you in the loop
with daily updates.
Our aim is to provide a competitive, hassle
free, and fast home loan for you and
all of our clients.
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